[ Main contents start here ]

Sustainability Management

With the conviction that environmental and social sustainability are essential to achieving sustainable growth for MUFG, we will engage in value creation employing an integrated approach in which the execution of management strategies goes in tandem with the pursuit of solutions for social issues.

 

Positioning in the Medium-Term Business Plan

MUFG has launched a medium-term business plan covering the next three years from FY2024. We have integrated the contribution to address social issues into our management strategies and positioned this as one of the three pillars of the medium-term business plan, and will further strengthen our initiatives in this area.
Positioning in the Medium-Term Business Plan

Priority Issues

Identifying Priority Issues

MUFG has previously established priority issues in our sustainability management to realize a sustainable environment and society. We have revised such priority issues considering environmental changes, expectations from society, and importance to our business. (April 2024)

Pursuing economic and social values is the key to improving corporate value. We identified ten priority issues under the subheads “Sustainable Society,” “Vibrant Society,” and “Resilient Society” and set specific targets as KPIs to strongly promote initiatives for solution of social issues.

Process of Identifying and Resolving Priority Issues

Process for Identifying Priority Issues

Process for Identifying Priority Issues

Flow of MUFG’s Process of Reviewing the Priority Issues Initiatives

Flow of MUFG’s Process of Reviewing the 10 Priority Issue Initiatives

Sustainable Finance

Target and Progress

We have set a target of providing ¥100 trillion in cumulative sustainable finance between fiscal years 2019 and 2030 to drive social and environmental progress. The cumulative amount of sustainable finance provided through FY2025 reached ¥56.5 trillion, including ¥24.8 trillion in the environmental category.
Sustainable Finance Targets and Progress
Progress in Sustainable Finance Goals

Definition of Sustainable Finance

Sustainable Finance refers to finance (including loans, project finance, syndicated loan arrangements, financial advisory services, underwriting of stocks and bonds, and investments) for the following businesses, etc. determined based on external standards such as the Green Loan Principles, Green Bond Principles, and Social Bond Principles.
Environmental Category
Finance for climate change adaptation and mitigation, including renewable energy, and other environment-related businesses, etc.
Social Category
Finance for social-related businesses, etc., such as basic infrastructure facilities including public transportation, water supply facilities, and airports.
Others
Finance that promotes the achievement of sustainability goals based on or referring to the Sustainability-Linked Loan Principles, etc., and finance related to environmental and social category other than the above.
In-scope products for sustainable finance
Financing support: Target products for sustainable finance

Responding to Funds-Supplying Operations to Support Financing for Climate Change Responses
(Climate Response Financing Operations) at the Bank of Japan.

MUFG Bank and Mitsubishi UFJ Trust and Banking have been selected as counterparties of Funds-Supplying Operations to Support Financing for Climate Change Responses (Climate Response Financing Operations) at the Bank of Japan. The following include the criteria for eligible investment or loans for Climate Response Financing Operations by MUFG Bank and MUFG Trust and Banking.

MUFG Bank
MUFG Trust and Banking Corporation

Issuance of Green, Social and Sustainability Bond

MUFG is one of the few issuers in Japan with a track record of issuing green, social, and sustainability bonds as one of the largest financial institutions in Japan. The proceeds from bonds issued by MUFG will be used for sustainability-related financing.

 

Green, Social, and Sustainability Bonds

Stakeholder Engagement

In these rapidly changing times, all of our stakeholders are overcoming challenges to f­ind a way to the next stage, toward sustainable growth. We at MUFG will make every effort to help realize these goals. This will be our unchanging purpose now, and into the future.

MUFG will continue to actively engage in constructive dialogs with stakeholders in order to gain new insights and deepen mutual understanding. We strive to build a relationship of trust and cooperation with our stakeholders by responding appropriately to their concerns and issues, and to help MUFG achieve sustainable growth and enhance its corporate value over the medium to long term.

Medium- to Long-Term Vision

The ideal state is for MUFG to embody our purpose, — “Committed to empowering a brighter future.” —, and it should be consistent across the mid- to long-term, regardless of the era. In today’s world of deepening division, conflict, and diversification, MUFG group companies also have the unique ability to build meaningful bridges connecting our diverse stakeholder communities. With these abilities, MUFG intends to play a cohesive societal role by bringing various stakeholder communities together through financial empowerment. This concept is central to embodying our purpose through the current MTBP.
Medium- to Long-Term Vision
Key Stakeholder Groups Initiatives Towards Achieving the Desired Vision

Future Generations

・Realize a sustainable society

・Asset and business succession

Business Partners

・Support more customers through our business

Customers

・Meet our customers’ needs and help them attain a prosperous life (retail customers)

・Resolve our customers’ management challenges and help realize growth (corporate customers)

Communities and Society

・Efforts for regional revitalization

・Cultivate industries by supporting corporate clients

Shareholders / Investors

・Enhance corporate value and shareholder value through dialogue

MUFG Colleagues

・Create a workplace where employees can thrive and grow

・Focus on holistic well-being of employees

Employee Capability Building

MUFG is also focusing on capability building for employees to achieve carbon neutrality by 2050. In addition to awareness for all employees, measures are being developed according to employees' duties, such as knowledge accumulation and strengthening engagement.
Employee Capability Building
  1. Total number of qualification holders at the Bank, Trust, and MUMSS from FY2024 to FY2025
  2. [Case Studies] MUFG Driving Social & Environmental Progress – for our Brighter Future (Web) (Japanese only)
(As of September 2026)