Medium- and long-term management strategy
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MUFG Group is a fully-fledged comprehensive financial group comprising commercial banks, trust banks, and securities companies, as well as credit card companies, leasing companies, consumer finance companies, investment trust companies and a U.S. bank (Union Bank). MUFG Group aims to unify these Group companies to deliver top quality products and services that meet diverse customer needs. We aim to be No. 1 in service, No.1 in reliability, and No.1 in global coverage and so gain the strong support of customers and society as a premier, comprehensive, global financial group. |
| No.1 in Service |
MUFG Group will leverage its strengths as a comprehensive financial group to provide to its customers with an outstanding level of high-quality service that is matched to their individual needs.
MUFG Group will fully utilize the integrated business group system comprising our three core business groups-Retail, Corporate and Trust Assets (asset management and asset administration)-and meet diverse customer needs rapidly and accurately as a unified group that transcends business boundaries. |
| No.1 in Reliability |
MUFG Group aims to be a truly reliable financial group and will strive to further enhance its financial health, implement thorough legal and other compliance and strengthen internal controls. Moreover, we will fulfill our responsibilities to society through enhancing customer satisfaction, and pursuing CSR activities that contribute to society and to environmental conservation. |
| No.1 in Global Coverage |
MUFG Group aims to use its Group strengths to the maximum, leveraging the leading global network amongst Japanese banks and talented staff well-versed in the business of each country to swiftly and precisely meet the requirements of customers globally. |
Key Issues
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The 2010 fiscal year will be a very important year for MUFG Group. This year will be the turning point of the Medium-term Business Plan that we started in the 2009 fiscal year, a shifting of gears from the phase of"business structural reform," with its emphasis on risk management, to the new phase of "actualizing sustainable growth." In order to realize further earnings growth and enhance shareholder returns while further promoting efficiency and maintaining soundness, MUFG Group will focus on the actions set forth below, which MUFG Group considers to be the material issues. |
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| (1) Promotion of growth strategies |
MUFG Group has positioned Retail, Corporate and Trust Assets as its three core businesses. The integrated business groups established in the holding company exercise the comprehensive group strengths beyond the business boundaries and promote MUFG Group's growth strategies. |
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| Retail business |
We will offer products that meet various needs of customers, such as products relating to asset management, inheritance, real estate and loans according to the customers' life stages. |
| Corporate business |
We will aggressively promote the CIB strategy. For example, MUFG Group will promote its global cooperation with Morgan Stanley and aim to quickly realize the synergies generated by the integration of the domestic securities companies. Furthermore, in Asia, Europe and the United States, where high growth potential is expected, we will aim to expand our businesses, including through M&A. |
| Trust Assets business |
We will seek to augment the balance of entrusted assets through the enhancement of cooperation within MUFG Group as well as of product development, and will also endeavor to improve its presence as a global management institution. |
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| (2) Strengthening of operating foundations |
- MUFG Group will endeavor to make cost structure more efficient by reducing staff members in headquarters, upon realizing simplification of headquarter organizations and upon realizing business efficiency, and then putting such staff members in business offices or in strategic areas.
- MUFG Group will continue to make efforts to reduce the amount of its holding equity securities based on a risk/return-oriented viewpoint and will also make efforts to control the credit risks on a group basis.
- MUFG Group will make efforts to smoothly provide funds by working on the appropriate control and management of equity capital, in light of the trends of international reformation of regulations on equity capital.
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| (3) Promotion of CSR management and strengthening the MUFG brand |
- MUFG Group has adopted "Addressing Global Environmental Issues" and "Nurturing Society's Next Generation" as the two priority themes for its CSR activities.
- MUFG Group will continue to leverage its unique capabilities as a comprehensive financial group to provide support so that necessary funds are supplied to companies and individuals that are passionate about social and environmental initiatives. We will continue to offer products and services that directly lead to clients' social contributions and environmental projects.
- Based on our slogan "No. 1 in service, No. 1 in reliability, No. 1 in global coverage" we endeavor to maintain and strengthen the MUFG brand as one that is broadly supported and appreciated by people in society.
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Management Targets
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For the fiscal year ending
March 31,2011 |
For the fiscal year ended
March 31,2010(Results) |
| Consolidated ordinary profits |
830.0 |
545.6 |
| Consolidated net income(loss) |
400.0 |
388.7 |
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