MUFG Overview
Corporate Vision
The corporate vision serves as the basic policy in conducting our business activities, and provides guidelines for all group activities.
The corporate vision also is the foundation for management decisions, including the formulation of management strategies and management plans, and serves as the core value for all employees.
OUR MISSION
To be a foundation of strength, committed to meeting the needs of our customers, serving society, and fostering shared and sustainable growth for a better world.
OUR VISION
Be the world’s most trusted financial group
1. Work together to exceed the expectations of our customers
2. Provide reliable and constant support to our customers
3. Expand and strengthen our global presence
OUR VALUES
- 1. Integrity and Responsibility
- 2. Professionalism and Teamwork
- 3. Challenge Ourselves to Grow
Details on our corporate vision are available on ourDwebsite.
MUFG Value Creation Model
Comprehensive Group Strength
MUFG provides high-value-added financial services to customers through group companies including commercial bank, trust bank and securities company, and through its strategic partners.
“Business Groups” to Activate Comprehensive Group Strengths
The five business groups established under the holding company manage the relevant subsidiaries and promote horizontal initiatives across the Group.
Breakdown of Net Operating Profits by Business Group
Retail Banking Business Group
We provide a wide range of products and services to meet the needs of individual customers from housing loans to asset management, inheritance and consumer finance.
Domestic Corporate Banking Business Group
We provide lending, settlement, forex, and asset management services to meet the diverse needs of our clients, through our domestic and overseas networks. We also utilize our Group-wide expertise to propose solutions for client’s business strategies and challenges.
Global Business Group(including Bank of Ayudhya)
We respond to the funding needs of corporate customers around the world as well as providing cash management and advisory services. We also provide retail service in the United States and Thailand.
Trust Assets Business Group
We provide asset management and fund administration services: pensions, investment trusts, global asset management and investor services.
Global Markets Business Group
We promote market-related business (bonds, forex, equities, derivatives) and are responsible for Asset Liability Management (ALM).
Financial Strength
As a financial institution that plays a vital role in providing social and economic stability through generations, our own financial stability and sound management are essential to us. MUFG already satisfies the global capital standards required by Basel III in 2019: Common Equity Tier 1 Capital Ratio, Tier 1 Capital Ratio and Total Capital Ratio. MUFG also maintains high ratings from both Japanese and global rating agencies.
Global Network
MUFG has a well-balanced domestic network and an extensive overseas network which outstrips any domestic peer. With approximately 90,000 domestic employees and 50,000 overseas employees, it is well placed to serve the global financial needs of its customers.
Domestic Network*1
We have more than 1,100 locations in Japan. Bank of Tokyo-Mitsubishi UFJ and Mitsubishi UFJ Trust and Banking provide a comprehensive ATM network through their own bank locations and through tie-ups with convenience stores and other banks.
Overseas Network*1
MUFG has over 1,150 locations in over 40 countries.
Strong Customer Base
In Japan, MUFG has a wide customer base spanning 40 million individual accounts and 400,000 corporate accounts. We also have many individual and corporate customers around the world.
Global Top-Class Deposits and Loans Balance
Our loan and deposit balances are number one among private sector financial institutions in Japan and also rank high globally.
