Business Overview

Net Operating Profits by Business Segment*1

Net Operating Profits

Retail Banking Business

Retail Banking Business

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To meet the needs of individual customers, we provide a wide range of products and services from housing loans to wealth management, inheritance and consumer finance.

Japanese Corporate Banking Business

Japanese Corporate Banking Business

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We provide lending, settlement, forex, and asset management services through our domestic and overseas networks to meet the diverse needs of our clients. We also utilize our Groupwide expertise to propose solutions for client’s business strategies and challenges.

Global Banking Business

Global Banking Business

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We respond to the funding needs of corporate customers around the world while providing cash management and advisory services. We also provide retail services in the United States and Thailand.

Asset Management / Investor Services Business

Asset Management / Investor Services Business

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We provide asset management and fund administration services: pensions, investment trusts, global asset management and investor services.

Global Markets Business

Global Markets Business

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We promote market-related business (bonds, forex, equities, derivatives) and are responsible for Asset Liability Management (ALM).*

* ALM: Integrated management of liquidity risk and interest rate risk inherent in assets (loans, etc.)
and liabilities (deposits, etc.)

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